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The length of time you agree to spend back the principal and interest of a personal loan. The shorter the repayment period, the greater the month-to-month payments. In the course of this step in the approach the lender will need to verify all of your personal and financial information and facts. So you’ll need to present a government ID, verification of your address, bank statements, pay stubs and documentation for any existing debt. If you are a member of a credit union, you may obtain improved rates than you would at other lenders.

 

 

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